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Consumer Loan
is designed for individuals who want to use their car mainly for private purposes, and for whom ownership is important.
You can structure the monthly instalments to suit your individual budgetary requirements. By opting to place a large deposit, or by nominating to make a final lump sum payment at the end of the finance term, you can conveniently decrease your monthly repayments, giving you greater flexibility when managing your budget and planning your financial commitments.
Ownership of the vehicle is transferred to you as soon as the first payment is made, in exchange for the security over the vehicle. This is discharged upon payment of the final instalment.
You may also have the opportunity to re-finance your final lump sum payment at the end of the contract term if you wish.
A number of payment options are available for Consumer Sale by Instalments including direct debit, extra repayments can be made during the contract term.
Consumer Loan applies to new or used passenger vehicles (up to eight years old), and gives you the opportunity to build equity and own your next car.
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